BLM Investment Services
A Cetera Investment Services Program
College Savings Plans
Financing a higher education for someone important to you is a challenge you don't have to face alone. BLM Investment Services offers personal financial services, a full line of investment products, and advice to help you make wise decisions now and in the future.
Individual Retirement Accounts
Future financial security doesn't just happen. It takes planning and proper investing today. One of the most important investment tools available for retirement planning is the tax-advantage Individual Retirement Account (IRA). Contact Shane Moen at BLM Investment Services to discuss the features and benefits of both the Traditional IRA and the Roth IRA. Also contact Shane when considering a rollover of a retirement account from a former employer. A properly structured rollover can avoid unnecessary IRS penalties.
Protecting your family and your assets is what life insurance is all about. With so many choices available, it can be challenging to select the type of insurance that best fits your lifestyle and financial objectives. At BLM Investment Services we will help you select the right type of insurance policy based upon your individual needs.
Mutual Funds are a diversified, professionally managed portfolio of securities, typically including stock and/or bonds holdings in dozens or more different companies. Your investment is pooled with those of thousands of other investors. The result is broader diversification than you may achieve on your own. Diversification is important because your money is spread out over many investments, and is not dependent on any single investment. Mutual funds may be a smart way to manage your money and diversify your risk.
Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The prospectus contains this and other information about the investment company. A prospectus is available from an Investment Executive. Please read the prospectus carefully before investing.
Tax-Deferred Fixed Annuities
Think of an annuity as your own personal retirement account, one that allows you to save your money in a tax-advantaged way. Annuities, unlike bank certificates of deposit (CD), are not FDIC insured. However, the money placed within an annuity grows tax-deferred. This benefit sets annuities apart from taxable investments by allowing you to decide when to pay the tax. Contact Shane Moen to learn about the different types of available annuity plans.
*Tax penalties can occur when Tax-Deferred Assets are withdrawn prior to age 59 1/2.
*are not deposit products
*are not insured by the FDIC
*are not guaranteed by any financial institution
*are not guaranteed by any federal government agency
*may go down in value