IRAs



Fixed Rate CDs


Term

Minimum Deposit

Interest Rate

Annual Percentage
Yield (APY)

4 Years $500 1.19% 1.20%
3 Years $500 0.99% 1.00%
2 1/2 Years $500 0.75% 0.75%
2 Years $500 0.65% 0.65%
1 1/2 Years $500 0.50% 0.50%
1 Year $500 0.40% 0.40%

Variable Rate IRA

18 Months $100 0.50% 0.50%


Deposits subject to early withdrawal penalties.

Fees may reduce earnings.

When negotiating or redeeming a certificate of deposit, please present the original certificate.




All rates effective March 22, 2013 and are subject to change without notice.