Debit & ATM Cards

Debit and ATM cards allow you to use ATMs, a safe and convenient way to manage your money. There are millions of ATMs worldwide and you can use most ATMs 24 hours a day, 7 days week. 

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Debit Cards

Our MasterCard® Debit EMV Chip Card offers the ultimate in spending flexibility and purchasing power. Accepted everywhere MasterCard® is accepted, it works like a credit card; but when you make an online or in-store purchase, funds come directly from your BLM checking account BLM MasterCard® Debit Cards are also an ATM card, so you can get cash from your account just about any time you need.

BLM Debit Cards have an EMV chip that helps reduce the risk of fraud at chip-enabled terminals. If a chip-activated terminal is available, you will be prompted to insert the chip end of your card into the terminal. If a merchant does not yet have a chip-activated terminal, you can always swipe your card. To learn more about EMV Chip Cards click here.

Prevent new purchases(1) with the ability to disable your BLM Debit Card. If your card is lost or stolen, or you don’t plan to use it for some time, you can easily disable it through BLM Mobile on your mobile device. You can enable your card if you have found it or when you are ready to use it again. Before you enable the card, if you think that it may have been compromised, please contact a BLM Personal Banker.

Bank of Lake Mills offers instant issue debit cards! You can get a new or a replacement card at either branch location and have it activated immediately. 

Want to Change your PIN?:

  • Visit a BLM location 
  • Visit a BLM ATM (must know your current PIN)
  • Call 920-648-8336 or 920-206-9480

Can't Remember Your PIN?

  • Visit a BLM location 
  • Call 920-648-8336 or 920-206-9480


NOTIFY BLM OF YOUR TRAVEL PLANS OR FOREIGN PURCHASES! Are you planning a trip or making an online purchase overseas? Notify a BLM Personal Banker of your travel plans or foreign purchases to ensure continued access to your funds. 


(1) When you disable your debit card, new purchases, cash advances, or balance transfers will not be authorized. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, and certain other exempted transactions. (2) An Excessive Debit Fee of $3 per item is a fee charged during any savings or money market statement cycle that exceeds more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. 

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Lost/Stolen Debit Card - Fraudulent Charges

If your BLM Debit Card has been lost or stolen, or you suspect fraudulent charges, it is important that you report the incident immediately to help ensure potential losses will be kept to a minimum.

During our business hours : Contact a BLM Customer Service Representative at 920-648-8336 or 920-206-9480.

After hours: Please call 866-546-8273.

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ATM Cards

A BLM ATM Card is a PIN-based card where the funds come directly out of your BLM Savings account(2). ATM users have the ability to perform transactions and access their accounts at ATMs (a specific ATM or network may not perform or permit certain transactions). ATM Cards can also be used for point of sale transactions at participating merchants.

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BLM offers surcharge free ATMs for our Debit and ATM cardholders at both of our locations . BLM also participates in the ATM Access Network, which means you can use your BLM ATM or Debit Card at several hundred surcharge-free ATMs in Wisconsin and Minnesota. Just be sure to look for the “ATM Access” logo. See ATM Access Network brochure or visit www.atmaccess.net for more details. You can also download the ATM Access App to your smartphone. 


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Contact a Bank of Lake Mills Customer Service Representative at 920-648-8336 or 920-206-9480 for more information about our Debit and ATM Cards. 

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(1) When you disable your debit card, new purchases, cash advances, or balance transfers will not be authorized. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, and certain other exempted transactions. (2) An Excessive Debit Fee of $3 per item is a fee charged during any savings or money market statement cycle that exceeds more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party.