Deposit Rates

Rates effective as of 07/20/17. Rates are subject to change at any time. 


Specials

Term
Certificate*
IRA* (1)
Interest Rate
APY

26 Month CD

$2,500

$2,500

1.29%

1.30%

*Minimum balance to open/obtain the APY. 

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CDs & IRAs

Term Certificate* IRA* (1)
Interest Rate APY
91 Day CD $2,500 N/A 0.20% 0.20%
182 Day CD $2,500 N/A 0.25% 0.25%
1 Year Super Saver CD (2)
(Additions of $100 or more at any time)
$500 N/A 0.30% 0.30%
1 Year CD $500 $500 0.35% 0.35%
18 Month Variable IRA (3) N/A $100 0.45% 0.45%
18 Month CD $500 $500 0.45% 0.45%
2 Year CD $500
$500 0.60% 0.60%
30 Month CD $500
$500 0.75% 0.75%
3 Year CD $500
$500 0.90% 0.90%
4 Year CD $500
$500 1.19%

1.20%

*Minimum balance to open/obtain the APY. 

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Checking Accounts

Account Type Interest Rate APY

Personal Interest Bearing (3,4,5,6)

($500 minimum balance to open)
0.10% 0.10%

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Money Market Accounts (3,7,8)

($2,500 minimum balance to open)
Daily Balance Interest Rate APY
$100,000 or more

0.30%

0.30%

$50,000 - $99,999.99

0.25%
0.25%

$25,000 - $49,999.99
0.20%
0.20%

$10,000 - $24,999.99 0.15%
0.15%

$2,500 - $ 9,999.99
0.10%
0.10%

Less than $2,500 0.10% 0.10%

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Savings Accounts (3,6,7)

Account Type Interest Rate
APY
Personal Savings (4,9)
($25 minimum balance to open)
0.10% 0.10%
Business Savings (9)  
($25 minimum balance to open)
0.10%
0.10%

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APY - Annual Percentage Yield. APY assumes interest remains on deposit. Fees imposed could reduce the earnings. Early withdrawal may be subject to penalty. Withdrawal of interest will reduce earnings. Ask us for other applicable fees and terms. (1) Available for rollovers, transfers, and contributions. (2) Additional deposits not to exceed $25,000 per certificate term. (3) Rate may change after account is opened. (4) Personal accounts only. (5) If daily balance falls below the $500 minimum any time during the statement cycle, or an average statement cycle balance of $1,500 is not met, a monthly maintenance fee of $5.00 plus $0.25 per debit will apply. (6) No minimum balance to obtain APY. (7) During any statement cycle you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. If more than six withdrawals or transfers, as listed, occur during a statement cycle an excessive debit fee of $3.00 per item will apply. (8) If balance falls below the $2,500 minimum any time during the statement cycle, a monthly maintenance fee of $6.00 will apply. (9) If balance falls below the $25 minimum any time during the statement cycle, a monthly maintenance fee of $1.00 will apply.

Printable Rate Sheet