Disclosures

Cutoff Times - Transactions and loan payments will be processed the next business day if made after the cutoff time. Business day is defined as Monday thru Friday, excluding holidays. 

EFT Disclosure - The Electronic Fund Transfer Act and Regulation E require institutions to provide certain information to customers regarding electronic fund transfers (EFTs).

NMLS Directory - The Nationwide Mortgage Licensing System (NMLS) is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. For more information about the NMLS, please visit their website at www.nmlsconsumeraccess.org.

Privacy Policy - Federal law requires institutions to tell you how we collect, share, and protect your personal information. You may review our policy and practices with respect to your personal information by clicking on the Privacy Policy link. We will mail you a free copy upon request if you call us at 920-648-8336.